The Fallacy of Wealth: Refining “Success”

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Ever feel inadequate after seeing what other people can afford? I used to, but now I know better. It happens all too often.  One of the kids will come home only to tell me how much ‘cool’ stuff is at so-and-so’s house.  They have game rooms, home theatres, new cars in the garage, all the [...]

Save Money: Maintain & Value What You Have

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I plan to “retire” most of my belongings.  In other words, I’ll completely wear them out along with their usefulness before I replace them.  If you are looking for how to become financially independent, maintaining what you have and completely using up what you’ve already paid for is one way to get there. Years ago, before [...]

Stop Telling Me What to Buy!

Every time I walk into a store, I feel that I’m being told what to buy….and I’m beginning to resent it. Photo credit That’s not entirely true, I’ve been resenting it for years now. As I’ve spent the last 2 weeks in and out of Walmart shopping for school supplies, it’s been a renewed burr [...]

Debt Slaves: The Wild and Free Pigs of Okefenokee Swamp

Today’s “Surviving Off Off-Grid: Decolonizing the Industrial Mind” giveaway will begin with a frank discussion about debt. Our modern industrial age has created a society of debt slaves.  Access to easy money and credit flies in the face of hard work and delayed gratification.  Yet, most of us forget that free money has a very [...]

Simply Living On Less: Entertain Yourself

Back in the day, we used to be a “Chuckie Cheese” kind of family. That’s just what you did when a child’s birthday came around, right?  GO somewhere to have a party, spend lots of money, completely overstimulate yourself and your children and collapse at home when it was over.  We certainly knew of no [...]

10 Ways to Start an Emergency Fund

Tell me if this happens to you….all of a sudden in a week’s time, like 4 things break and/or need immediate repair. Am I the only one? This week, we had a outdoor pipe split, the ‘check’ valve on our plumbing go bad (and leak!) and the washer wouldn’t spin.  They all required immediate attention! [...]

Victory Living: Lessons from WWII

World War II has been the subject of late  in our homeschool.  May not sound all that interesting, but stay with me.  I took away some critical points in how we could/should be living our lives. Have we ever learned how to live? I was struck by a number of attributes and principles that Americans lived [...]

Meet the Carters….

I’m not into “Extreme” anything. The word “extreme” radiates pain through my body.  From my personal experience, extremities in life eventually hurt people and relationships, which cannot be replaced with a coupon. However, the words “frugal”, “simplicity” and “balance” are much more appealing to me. At the end of the day, I feel that I’ll [...]

17 Ways to Get Out of Debt

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  1. Be honest with yourself about your financial situation. There’s no shame, you are at where you’re at. It’s important to admit you have a problem and if you’re married, get buy-in and be in unity. 2. Realize that things must change if your financial situation is going to change. Some people need ‘minor [...]

2 More Ways to Pay off Debt By Reducing Expenses

    I wish I had seen this article last week when I was writing the “17 Ways to Get Out of Debt” post, but I want to make sure you read this!  It’s a CNN article about “10 Tips to Help You Save $1,000 by Christmas“, but it confirms what I said in Point #8… 8.  Work [...]